Cotribute Launches Agentic AI Growth Agents
Cotribute’s Agentic AI Growth Agents and embedded Decision Intelligence tools are designed to be auditable, explainable, and fully configurable, supporting institutional compliance, branding, and oversight needs.
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Cotribute has launched its Agentic AI Growth Agents, a new suite of AI-powered capabilities built for financial institutions to increase customer acquisition, grow deposits and loans for consumers and businesses, and expand product penetration, all while reducing team burden.
These agents, AI Acquisition Agent, AI Cross-Sell Agent, and AI Relationship Growth Agent, operate as intelligent agents that continuously provide insight, adapt, and act across marketing, onboarding, and back office workflows.
“Most digital origination tools for financial institutions are static, disconnected, and built for yesterday’s customer and member expectations. Financial institutions are facing rising member and customer acquisition costs, stagnant product relationships, and growing pressure from fintechs,” said Philip Paul, CEO of Cotribute.
“Our Agentic AI Growth Agents are designed to reverse that trend, enabling smarter acquisition, higher operational efficiency, deeper product adoption, and faster product innovation, with the transparency and compliance oversight financial institutions require.”
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AI Agent Capabilities:
- AI Acquisition Agent – reduces customer acquisition costs by delivering insights, improving product positioning, and enabling more targeted segmentation. It also streamlines onboarding journeys to reduce drop-offs and enhances efficiency with consistent, auditable decision-making.
- AI Cross-Sell Agent – increases wallet share by identifying and recommending the relevant financial product or action for each customer or member based on lifecycle, usage, goals, and behavioural patterns.
- AI Relationship Growth Agent – keeps customers engaged through timely, personalised outreach triggered by relevant behaviours or milestones, helping institutions maintain stronger, longer-term relationships.
Cotribute’s Agentic AI Growth Agents and embedded Decision Intelligence tools are designed to be auditable, explainable, and fully configurable, supporting institutional compliance, branding, and oversight needs.
Institutions can review and approve every AI-generated recommendation or message, operate within a fully traceable and governed decision environment, and align AI outputs with compliance, marketing, and risk management standards.
The platform is cloud-native, SOC2 Type 2 certified, and built on a modern, microservices-based architecture. It integrates easily with core banking platforms such as Fiserv, Jack Henry, Corelation, and FIS; digital banking platforms including OLB and mobile; and a range of LOS, CRM, fraud and risk systems, and third-party analytics providers.
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