AFS Launches Proprietary BPay App


Users can use BPay for online purchases, send money by CPR, telephone number of My QR code, and store money for future needs.

Arab Financial Services (AFS), the digital payment solutions provider and fintech enabler in the MENA region, launched a new digital wallet and upcoming payments app, BPay. Owned and operated by AFS, BPay is a secure, easy-to-use, and fully featured payments app that is part of a Kingdom-wide initiative to make Bahrain cashless and supports the Kingdom of Bahrain’s government initiatives to drive digital transformation.

Users can use BPay for online purchases, send money by CPR, telephone number of My QR code, and store money for future needs. Users can store credentials for various payment instruments securely and digitally, remit money, pay bills, use value-added services, and more. Over time, AFS’s BPay offering will not only deliver added services but also support financial and social inclusion as it will be available to all segments of the population in the Kingdom of Bahrain, including those with limited or no access to banking services.


Samer Soliman, AFS Chief Executive Officer, said, “we are delighted to launch BPay today. It is a tailored payments product designed to be the first choice in digital payments and financial services. BPay facilitates digital transactions securely in near-real time locally and globally that all consumers and businesses can partake in to serve their everyday needs. At the same time, it promotes and supports wider financial inclusion across the Kingdom of Bahrain. The speed, convenience, and transparency of our new service offering will really resonate with users of the BPay application.”

BPay is directly integrated into AFS Point of Sale (PoS) terminals using APIs for merchants and corporations – for efficient, convenient use. Consumers can access BPay from smartphone users through a digital app available from any app play store (Google or iOS). Once they have set up the app, users can move funds to their BPay account via Benefit.

Following the end of the collaboration between Batelco and AFS and the effective sunsetting of the bwallet digital payment solution, all existing customers had their wallet balances automatically migrated to their BPay prepaid card accounts. All new users of BPay can conveniently download the AFS BPay app store or play store and can quickly and easily complete their digital registration within just a few minutes.

Regulated by The Central Bank of Bahrain and majority-owned by Bank ABC, AFS boasts numerous ground-breaking end-to-end digital payment services and solutions. These span debit, credit, Islamic card processing, merchant acquiring, fintech, and a suite of state-of-the-art value-added services. AFS has offices and data centers in Bahrain, the UAE, and Oman, providing the highest quality payment solutions trusted by businesses. Its dedication to innovation has positioned AFS as a driving market force delivering a rich portfolio of payment solutions, including popular digital mobile wallets, market-leading merchant acquiring services, Bahrain’s leading digital payroll solution, global contact centers, and more.